Current SBI Home Loan Interest Rates

SBI home loan rates are the best in the market starting from 8.55% p.a. Women borrowers get an additional concession of 0.05% in the interest rates.

SBI home loan interest rates start at 8.40% p.a. for the festive season (4 Oct. 2022 – 31 Jan. 2023).

These rates are linked to Rapo Rate and Floating in nature (Floating Rate of interest).

See below to check the types and the latest SBI rates.

SBI Home Loan Rates – Regular

Any individual can apply for this loan type depending on the eligibility criteria.

SBI Regular Home Loan Interest Rates include Flexipay, NRI Home Loan, Home Loan to Non-Salaried – Differential Offering, Privilege, Shaurya, and Apno Ghar.

SBI Regular Home Loan Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.55%
750-7998.65%
700-7498.75%
650-6998.85%
550-6499.05%
No CIBIL Score8.75%

SBI Home Loan Rates – CRE (Commercial Real Estate)

SBI CRE Home Loan Card Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.75%
750-7998.85%
700-7498.95%
650-6999.05%
550-6499.25%
No CIBIL Score8.95%

SBI Home Loan Rates – TOP-UP

SBI TOP-UP Home Loan Interest Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.95%
750-7999.05%
700-7499.15%
650-6999.25%
550-6499.55%
No CIBIL Score9.15%

SBI Home Loan Rates – Realty Home Loan

SBI Realty Home Loan Card Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.85%
750-7998.95%
700-7499.05%
650-6999.15%
550-6499.25%
No CIBIL Score9.05%

SBI Home Loan Rates – Tribal Plus

SBI Tribal Plus Home Loan Card Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.65%
750-7998.75%
700-7498.85%
650-6998.95%
550-6499.15%
No CIBIL Score8.85%

SBI Home Loan Rates – P-LAP (Loan Against Property)

SBI P-Lap (Loan Against Property) Home Loan Card Rates (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=80010.30%
750-79910.40%
700-74910.50%
650-69910.60%
550-64910.70%
No CIBIL Score10.50%

SBI Home Loan Interest Rates Current {During Festive Season (04.10.2022 – 31.01.2023)}

1. SBI Home Loan Interest Rates Today – Regular

SBI Regular Home Loan Interest Rates include Flexipay, NRI Home Loan, Home Loan to Non-Salaried – Differential Offering, Privilege, Shaurya, and Apno Ghar.

SBI Regular Home Loan Interest Rates during the festive season (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.40%
750-7998.40%
700-7498.55%
650-6998.85%
550-6499.05%
No CIBIL Score8.75%

2. SBI Home Loan Interest Rates Today – Top-Up

SBI TOP-UP Home Loan Interest Rates during the festive season (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=8008.80%
750-7998.90%
700-7499.00%
650-6999.25%
550-6499.55%
No CIBIL Score9.15%

3. SBI Home Loan Interest Rates Current – P-LAP

SBI P-LAP (Loan Against Property) Home Loan Interest Rates during the festive season (p.a.) (w.e.f 1 October 2022)
CIBIL ScoreInterest Rate
>=80010.00%
750-79910.10%
700-74910.20%
650-69910.60%
550-64910.70%
No CIBIL Score10.50%

SBI Home Loan Interest Rates Calculator

You can find out your home loan EMI by using SBI Home Loan EMI Calculator.


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SBI Home Loan Customer Care Number

  • SBI Home Loan Customer Care Toll-Free Number: 1800 11 2018
  • Address: 

    Real Estate and Housing Business Unit,
    State Bank of India, Corporate Center

    Madame Cama Road,

    State Bank Bhavan, Nariman Point,
    Mumbai-400021, Maharashtra

FAQs

Q: What are the processing fees for SBI home loans?

Ans: SBI charges 0.35% to 1% as a processing fee for SBI Home Loan.

 

Q: What is the SBI home loan interest rate for existing customers?

Ans: SBI Home Loan interest rates range from 8.55% to 10.70%.

 

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