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There comes a time in our life when we need urgent money, in such a situation personal loan can come in handy for us.
Nowadays, getting a personal loan is easy with the digitization of banks and NBFCs. You can get a instant personal loan with a hassle-free process and in easy installments.
These days we can get a personal loan through mobile applications. These apps work as intermediaries between borrowers and NBFC/Bank and facilitate loan transactions.
In today’s blog, we will discuss the top 5 online personal loan resource apps in India from which you can get a documents-free personal loan.
1. KreditBee Personal Loan Resource App
Kreditbee is one of the top RBI approved loan apps in India. KreditBee is a cash loan app, where you can get a personal loan from Rs 1000 to 2 lakh at 0-2.49% per month interest rate.
According to KreditBee, The online process will take just 15 minutes to complete and after the approval of your application, money will be sent to your bank account.
The whole process is online and required minimal documentation.
More About KreditBee Personal Loan App
✓ 10M+ downloads on the Google Play Store
✓ 4.4 stars Google Play Store rating
✓ Madhusudan Ekambaram and Finnovation Tech Solutions Pvt. Ltd. are the co-founders of KreditBee, which is headquartered in Bengaluru, India.
✓ KreditBee email address: help@kreditbee.in
✓ KreditBee website: www.kreditbee.in
✓ KreditBee contact number: 08044292200
Features of KreditBee Personal Loan
- Flexible Tenure: You can choose KreditBee’s loan tenure at your convenience.
- Online Process: The whole process is online, you just need to upload some documents like your Aadhar, Photo, and Pan Card details.
- Fast Disbursal: KreditBee personal loan online process takes just 15 minutes to complete.
- Amount of Loan: KreditBee personal loan ranges from Rs. 1000 to 200000/.
Types of Loans
KreditBee provides three types of loans.
(A) Flexi Personal Loan: Flexi personal loans are small loans that start from Rs.1000 to 10,000 for a short period starting from 2 to 6 months.
(B) Personal Loan for Salaried: KreditBee personal loan for salaried starts from Rs.10,000 to 2 lakhs with a tenure of up to 15 months. Interest rate starting from 1.02% p.m.
(C) Online Purchase Loan: You can purchase products online from KreditBee partner platforms such as Flipkart, Amazon, Myntra, MakeMyTrip, Nyka, etc, via KreditBee E-voucher and pay later to KreditBee in easy EMI.
A KreditBee customer can use this E-voucher from Rs.2000 to 1 lakh.
Eligibility for KreditBee Personal Loan
- Age: Applicant must be above 21 years of age ( not older than 45 ).
- Nationality: Indian
- Salary: Your monthly salary should be more than Rs. 15000.
Interest Rates for KreditBee Personal Loans
(A) KreditBee Flexi Personal loan Interest Rate: The interest rate of your loan will be from 0% to 29.95% per anum.
(B) KreditBee Personal Loan for Salaried Interest Rate: 0 to 24%.
(C) KreditBee Online Purchase Loan: 0 to 24%.
2. Moneyview Personal Loan App
Moneyview is the low cibile score loan app, which provides instant personal loans to its customer starting from Rs. 5000 to 5 Lakh. Anyone who has a stable source of income can get a Moneyview personal loan.
More About Moneyview Personal Loan App
✓ 10M+ downloads on Google Play Store.
✓ 4.5 star Google Play Store rating.
✓ Puneet Agarwal and Sanjay Agarwal are the co-founders of Moneyview, which is headquartered in Bengaluru.
✓ Moneyview Email Address: loans@moneyview.in
✓ Moneyview Website Address: www.moneyview.in
✓ Moneyview Contact No.: 098045692002
Features of Moneyview
- Flexible Tenure: Moneyview provides easy EMI options ranging from 3 to 60 months.
- Online Process: Moneyview personal loans are 100% paperless.
- Instant Loan: After approval of your application Moneyview take just 24 hours to disburse the loan amount to your account.
Eligibility for Moneyview Personal Loans
- Age: Applicants must be in the age group of 21 years to 57 years.
- Nationality: Indian
- Salary: Your monthly income which comes from your bank account, should be greater than Rs. 13500.
Moneyview Personal Loan Interest Rate
The rate of interest for Moneyview personal loans starts from 1.33% per month.
3. Kissht Online Loan App
Kissht is also a RBI registered loan app, where you can avail of an instant loan from Rs. 10,000 to 50,000 with a tenure of up to 2 years. Kissht also provides you to pay your bills like electricity, DTH, Mobile, Cylinder, etc.
More About Kissht Instant Personal Loan App
✓ 10M+ downloads on Google Play Store
✓ 4.4 star Google Play Store rating.
✓ Karan Mehta is the co-founder of Kissht.
✓ Kissht Email Address: care@kissht.com
✓ Kissht Website Address: www.kissht.com
✓ Kissht Whatsup Number: 02248913631
✓ Customer Care Number: 02262820570
Features of Kissht
- Flexible Tenure: You can pay your EMI starting from 6 months to 24 months.
- Instant Loan: Kissht provides you with an instant loan within 5 minutes after the approval of your application.
- Free Foreclosure: You can forclose your instant loan without any foreclosure charges.
Types of Kissht Personal Loan
(A) Instant Cash: Instant cash is a type of personal loan that can be applied online. You can get instant cash starting from Rs. 10,000 to 50,000 with a tenure of up to 2 years.
(B) Kissht Digital EMI Card: Kissht provides you with a digital EMI card with a preapproved credit limit which can be used to buy products at various online and offline platforms that are partnered with Kissht.
Kissht Personal Loan Eligibility
- Age: You should be above 21 years.
- Nationality: Indian
- Salary: Your monthly income should be greater than Rs. 15000.
Interest Rate
It varies from 14% to 26% per annum.
4. mPokket Loan App
mPokket is a best loan app in India that provides instant loans to students, young professionals ranging from Rs.500 to 30,000 with easy EMI options.
More About mPokket Personal Loan App
✓ 10M+ downloads on Google Play Store.
✓ 4.2 star Google Play Store Rating
✓ Gaurav Jalan is the co-founder of mPokket, which is headquartered in Kolkata, WestBengal, India.
✓ mPokket Email Address: support@mpokket.com
✓mPokket Website: www.mpokket.in
✓ mPokket Contact Number: 06366452400
Features of mPokket
- No Collaterals: mPokket provides you, with a personal loan without collateral backing.
- Dedicated Customer Support: mPokket offers dedicated customer support at any time of the day.
mPokket Personal Loan Eligibility
- Age: You should be above 21 years.
- Nationality: Indian
- Salary: Your monthly income should be greater than Rs.12000.
mPokket Interest Rate
The interest rate for mPokket personal loans varies from 2% to 6% per month.
Navi is a digital lending app that provides varieties of products like personal loans, home loans, and health insurance. It is one of the best loan resource app in the market. You can avail of a personal loan of up to Rs. 20 lakh with a maximum period of up to 6 years.
✓ 10M+ downloads on Google Play Store.
✓ 4 star Google Play Store rating.
✓ Sachin Bansal and Ankit Agarwal are the co-founders of Navi, which is headquartered in Bengaluru, Karnataka, India.
✓ Navi Email Address: help@navi.com
✓ Navi Website Address: www.navi.com
✓ Navi Contact Number: 8147544555
- Multitasking: With a single app, you can do many tasks like getting loans and insurance, and mutual fund investment also.
- Flexible EMI: You can choose the EMI amount at your convenience.
- Online Process: You won’t require a single document to get a personal loan from Navi.
- Age: You should be between 18 and 65 years.
- Credit Score: Your credit score should be greater than 650 to apply for Navi loans.
- Employment: You should either be salaried or self-employed.
Interest Rate
Navi interest rate starts at 9.9% p.a.
RBI Registered Loan App List
Here is the top 5 loan resource app which are RBI approved loan apps in India.
- Kreditbee Personal Loan Resource App
- Moneyview Personal Loan Resource App
- Kissht Personal Loan Resource App
- mPokket Personal Loan Resource App
- Navi Personal Loan Resource App
FAQs
Q: Which is the best loan app in India?
Ans: You can choose Navi personal loan app from the above 5 apps because it is one of the best loan resource app in the market and it also offers mutual funds facilities to its customers which means you can also invest in the mutual funds using Navi.
Q: Which app gives loans faster?
Ans: According to KreditBee’s official website, The online process will take just 15 minutes to complete. After the approval of your application, money will be sent to your bank account.
Q: How can I get a 15000 instant loan?
Ans: You can choose any one of the above 5 personal loan apps to get Rs.15000 instant loan.
Q: Is mobile loan safe?
Ans: With the digitization of financial institutions, you can get an instant online loan from lenders.
They are 100% genuine but never share your personal information like PAN number, or OTP with anybody.
Never download any mobile loan app from an unauthorized site.
Q: Can I get a personal loan with an 18000 salary??
Ans: Yes, you can get a personal loan from any of the above 5 loan apps.
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Hello friends, I am Jony Baku and a resident of Haryana, India. I took my first step into the blogging world in 2019 and since then I have been trying to contribute in this field. I love writing and reading articles, that's why I try hard to write my articles as best as possible.
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