Uni Credit Card | Uni Pay 1/3rd Card

What is Uni pay 1/3rd card: With Uni Pay 1/3 card or Uni Pay 1/3rd card, you can convert any of your purchases into 3 equal parts and these 3 parts can be paid in the upcoming 3 months.

Important Information About UniPay 1/3 Card

Uni Credit Card FounderNitin Gupta
Uni Cards Full FormUniorbit Technologies Pvt. Ltd.
Uni Cards LoginClick Here for Uni Cards Login
Uni Cards Banglore AddressIndiqube Sigma No.3/B, Nexus Koramangala 3rd Block SBI Colony, Koramangala, Bengaluru, Karnataka 560034

Uni Pay 1/3 Card Benefits

Here are some unique benefits of Uni Pay 1/3rd Card.

  • Pay your bills in 3 equal parts.
  • 1% reward if you pay in full in one month.
  • Lifetime free card
  • No joining fee (limited-time offer).
  • No annual fee.
  • Accepted at 99.9% of merchants.
  • 100% money-back guarantee if any additional charges are applied by Uni without customer knowledge.

Uni Pay 1/3rd Card Eligibility

You should fulfill the below eligibility criteria for Uni Pay 1/3 card.

  • Nationality: Indian
  • Age: Applicant must be above 18 years of age.
  • CIBIL Score: You must have a good credit score.
  • Income: You should have a regular source of income.

Documents Required for Uni Credit Card

Documents required for Uni cards credit card.

Identity Proof (any one of the followings):

  • Passport
  • Aadhaar Card
  • Driving License
  • Government ID
  • Senior Citizen ID Card

Address Proof (any one of the followings):

  • Aadhaar Card
  • Driving Licence
  • Passport
  • Voter ID

Uni Credit Card Customer Care Number

For Uni Pay card customer care number, see the below points.

  • Email Id: care@uni.club
  • Uni Card Helpline Number: 080 6821 6821
  • WhatsApp Number: 8867704440

Grievance Officer:

  • Name: Vikram Singh
  • Email Id: vikram.singh@uni.club
  • Phone number: 080 6821 6821

Uni Credit Card Charges

Lifetime ChargesNIL
Joining FeeNIL
Annual ChargesNIL
Service ChargesOn specific type of transactions
GST ChargesApplicable at slab rate
Late FeeRs.1000/-
Pre-closure chargesNIL*
Convenience FeeThe charge will be communicated to borrower electronically or in the sanctioned letter.
The lender deserves the right to modify this from time to time.

If there is no transaction for a consecutive period of one year OR no transaction for consecutive 90 days after the issuance of Uni pay credit card, Uni credit card will be made inactive by Uni Team.

Uni Cards Funding

Uni, an Indian fintech startup founded by Nitin Gupta has raised $70 million in series A funding round in December 2021.

This Bengaluru based fintech company is now valued at $350 million.

Uni Credit Card Validity

The Uni pay credit card shall be valid until the expiry date printed on the face of the card.

Credit card per transaction limit: Per transaction limit cannot exceeds Rs.2 lakhs.

Uni Card Rewards

  • With the Uni pay 1/3rd card, if you pay your bills in 1 month then you get 1% rewards.
  • With the Uni pay 1/2 card, if you pay your bills in 1 month then you get 1.2% rewards.
  • On the Uni store, you can get 5x rewards.

Uni Pay 1/3 Card Review

See top replies for Uni Pay 1/3rd card review.

Yogesh Gangwar: First among equals.. I am using it since 6 months the experience is so smooth and the concept is amazing and simple… No hoch poch or hidden charges. You will get 1% cash back if you pay your bill in full. The total automatically get converted into 3 parts which is amazing feature. Thanks for making this amazing application ❤️

Raj Gupta: best card I ever had.. excellent customer service..very prompt…keep it up..

For More Reviews, Please Click Here.

How to apply for Uni Credit Card Online

If you want to know the “Uni credit card apply online” process, you can follow the below steps.

Step 1: Download the Uni Cards from the Google Play Store.

Step 2: Enter your mobile number and then click on “verify number”.


Step 3: Enter the OTP you received on your registered mobile number.


Step 4: Check your eligibility by tapping on the “Continue” button.

Step 5: Enter your Email Id and PIN code to check your eligibility.


Step 6: After completing the KYC process, you will get your Uni Pay Card or UniPay 1/3 card.

UniPay 1/3 Card FAQs

What is Uni pay 1/3rd card?

What is Uni pay 1/3rd card: With Uni Pay 1/3 card or Uni Pay 1/3rd card, you can convert any of your purchases into 3 equal parts and these 3 parts can be paid in the upcoming 3 months.

Are Uni card safe?

Yes, Uni credit cards are safe and secure. Uni credit card is operated by Uniorbit Technologies Pvt. Ltd. with the partnership of SBM bank.

Is Uni card lifetime free?

According to the official website of Uni cards, they offer lifetime free Uni card to its customers.

How do Uni cards work?

Let us try to understand with an example:

If you purchase a product worth Rs.6000/- with Uni pay 1/3rd card.

Now you can pay this Rs.6000/- amount in 3 equal parts in the next 3 months.

It means you have to pay Rs.2000/- each month for the next 3 months.

How do I close Uni card?

To close Uni credit card, you can contact Uni pay customer care.

Email: care@uni.club

WhatsApp: 8867704440

Mobile Number: 080 6821 6821

Is Uni card is a credit card?

No, Uni card is a BNPL (Buy Now, Pay Later) card.

Where can Uni card by used?

Uni pay credit card can be used at 99.9% online or offline store that accept VISA card.

Can I use Uni card in Amazon?

Yes, you can use Uni cards on Amazon without any hassle. Uni pay card can be used at any online or offline store.

Is Uni card an Indian company?

Uni card is an Indian startup founded by Nitin Gupta.

Can we withdraw cash from Uni card?

No, you can’t withdraw cash from Uni pay card until now.

What is the minimum age for Uni card?

The minimum age to get Uni pay cards is 18 years.

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Jony Baku
Administrator at Finance Expert | Finance Expert

Hello friends, I am Jony Baku and a resident of Haryana, India. I took my first step into the blogging world in 2019 and since then I have been trying to contribute in this field. I love writing and reading articles, that's why I try hard to write my articles as best as possible.

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