The Ultimate Guide to PNB Bank Account Close Application

Closing a bank account is an important financial decision that requires proper documentation. One of the most important documents to close a PNB savings or current account is the PNB bank account close application.

To solve this PNB Application puzzle, we will guide you to write an effective PNB bank account close application with 5 unique samples.

Understanding the Importance of PNB Bank Account Close Application

A PNB bank account close application acts as a formal request to close a Punjab National Bank account.

To ensure a seamless PNB bank account closure, this application must be submitted to the bank manager. Without it, one can have difficulties completing the account closure, which can lead to more difficulties in the future.

Samples of PNB Bank Account Close Application

To help you understand the format and structure of bank account applications, we will now go over 5 sample applications with different situations.

Sample 1: PNB Account Close Application in English (Due to Transfer)

To,
The Branch Manager,
Punjab National Bank,
Linkin Park, Chennai

Date:- Date/Month/Year

Subject:- PNB Account Close Application

This is for your kind information that I want to discontinue my savings account (Account Number: XXXXXXXX2312) due to my transfer to Gurugram. Since I am shifting to Gurugram, I no longer require the services of this savings account.

Please close my savings account as soon as possible so that I can be free from any obligation from the bank. Thank you for your assistance in this account closure process.

Yours Sincerely,
***Please Sign Here***
Name: Vikash
Account Number: XXXXXXXX2312
Mobile Number: XXXXXXXX90
Email Id: vikashxxxx@gmail.com

Sample 2: Account Close Application PNB (Due to multiple bank accounts)

To,
The Branch Manager,
Punjab National Bank,
Connaught Place, New Delhi

Date:- Date/Month/Year

Subject:- PNB Account Close Application

My name is Bhavesh and I have a savings account at your bank branch. I want to close this savings account (Account Number: XXXXXXXX5676) because I have multiple bank accounts in my hometown.

I have also attached my identity documents Aadhar card and PAN card with the photocopy of my passbook.

Please provide account closure confirmation via Mail or Whatsapp.

Yours Sincerely,
***Please Sign Here***
Name: Bhavesh
Account Number: XXXXXXXX5676
Mobile Number: XXXXXXXX22
Email Id: Bhaveshxxxx@gmail.com

Sample 3: PNB Bank Account Close Application (Closing Joint Accounts After Divorce)

To,
The Branch Manager,
Punjab National Bank,
Sitara Midway, Hadrabad

Date:- Date/Month/Year

Subject:- PNB Bank Account Close Application

I am writing this letter to formally request that the joint accounts that I had with my ex-wife, Preeti, should be closed after our divorce.

The court has given its final order in this matter and now we must cut off any financial relations between us.

Below are the details of the joint accounts to be closed:

  • Account Number: XXXXXXXX2754
    Account Type: Savings Account

I’ve included the required paperwork, including a copy of the divorce decree that officially separates Preeti and me as a married couple, to help with the closure process.

For verification, I additionally included my identification documents, Aadhar Card, and PAN Card. I appreciate the careful consideration of this request.

Yours Sincerely,
***Please Sign Here***
Name: Amit
Mobile Number: XXXXXXXX00
Email Id: amithiteshijxxxx@gmail.com

Sample 4: PNB Bank Account Closing Application (Inactivity or Unused Account)

To,
The Branch Manager,
Punjab National Bank,
Sector 8, Rohtak

Date:- Date/Month/Year

Subject:- PNB Account Close Application.

I’m writing this application to let you know that, I want to close my savings account that is currently inactive for the last 2 years.

I don’t need this bank account that’s why I want to close it. I am ready to pay any fee associated with the account closure.

Kindly close this savings account and provide me an update about the closure via mail or mobile.

I would like to thank you for this matter.
Yours Sincerely,
***Please Sign Here***
Name: Rahul
Account Number: XXXXXXXX5599
Mobile Number: XXXXXXXX00
Email Id: rahulxxxx@gmail.com

Sample 5: Application to Close PNB Bank Account (Due to High Fees)

To,
The Branch Manager,
Punjab National Bank,
Golf Phase 7, Gurgaon

Date:- Date/Month/Year

Subject:- PNB Bank Account Close Application

I am writing this letter to inform you that I want to close my current account currently active in your bank branch. I have made this harsh decision due to the high fees charged by your bank.

I have made multiple attempts to solve the issues related to high fees but no satisfactory action wasn’t taken from your side.

I have paid all the fees associated with my account to accelerate the closure process. Kindly close my account as soon as possible. I will be very grateful to you if you confirm account closure via WhatsApp or Mail.

Thank You,
Yours Sincerely,
***Please Sign Here***
Name: Parvesh
Account Number: XXXXXXXX1368
Mobile Number: XXXXXXXX38
Email Id: parveshxxxx@gmail.com

PNB Bank Account Closing Letter Format

To
Bank Manager,
Punjab National Bank,
[Bank Address]
[City, State, PIN Code]

[Date: Date/Month/Year]

[Subject: “Please write the subject of the application here”.]

[Dear Sir/Madam]

[Give a valid reason to close your PNB bank account.]
[Finish with a thanks to the bank manager for his work.]

[Thank You,]
[Yours Sincerely,]

Name: [Your Name]
Account Number: [Your Savings/Current Account Number]
Mobile Number: [Your Mobile Number]

Components of a PNB Account Close Application

These are the parts of an application that require your attention.

Contact Information

Begin the letter by addressing the bank manager and then write the complete address of the bank.

The subject of the Application

Write the reason for your bank account closure.

Salutation

Start with “Dear Sir/Madam” to address the recipient.

Reason for Closure

Clearly state the reason for closing the account, whether it’s due to relocation, dissatisfaction with services, or any other valid reason.

Request for Closure Confirmation

Politely request confirmation of the account closure from the bank to ensure the process is completed.

Account Details

Include specific information about the account being closed, such as the account number and type.

Conclusion

In conclusion, a well-written PNB Bank Account Close Application is crucial for ensuring a smooth and hassle-free closure process. By following the guidelines outlined in this article, individuals can effectively communicate their intent to close their accounts and minimize any potential risks.

FAQs

  1. Do I need to provide a reason for closing my PNB bank account?
    • Though it’s not required, giving a justification can help you resolve the problem quickly.
  2. How long does it take for the bank to process the closure request?
    • The processing time may vary according to the bank’s policies and workload. It typically takes a few days to a few weeks.
  3. Can I close my PNB bank account online?
    • Some banks offer online account closure facilities, but it’s advisable to check with Punjab National Bank.
  4. Is there a fee for closing my PNB bank account?
    • There may be fees associated with closing a bank account, depending on the type of account and the bank’s terms and conditions.
Quick Links
Bank of Baroda Account Close Application
Canara Bank Account Close Application

Leave a Comment