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Kreditbee is an Indian-based online lending platform that provides personal loans and credit cards to individuals.
Their credit card is a virtual card with a pre-approved credit limit that can be used for online transactions. It’s accepted across various online platforms and merchants, and the limit can be increased through responsible usage and repayment.
KreditBee Credit Card Details | |
|---|---|
| Card Limit | Rs. 10,000 |
| Annual Charges | Rs. 149 per annum |
| Bank Withdrawal Charges | 5% to 7% of the withdrawal amount |
| Review | Click Here for KreditBee Reviews |
KreditBee Card Benefits
Kreditbee credit card is a virtual card that comes with several benefits for its users.
Online Application Process: The application process is online and can be completed quickly without the need for physical documentation, making it convenient for users.
Pre-approved Credit Limit: Kreditbee provides a pre-approved credit limit, enabling users to access credit immediately without waiting for approval thus making it easy to use. The card can be used for online purchases, making it simple for paying bills, shopping, and other payments.
Virtual Card: It is a virtual card, so you don’t need a physical card to purchase products. This digital card can be assessed in your KreditBee app.
Instant Withdrawal: You can send money instantly into your bank account from your credit card.
Quick Credit Upgrade: You can upgrade your credit limit after a single billing cycle.
No Annual Charges: Kreditbee doesn’t charge any annual charges making it cost cost-effective option for their customers.
Reward Points: Every purchase made with the card entitles the owner to reward points, which may later be exchanged for discounts or other advantages. Users are encouraged to make more purchases because of this feature, which rewards them.
KreditBee Eligibility
You should fulfill the below eligibility criteria to get a Kreditbee Card
Nationality: Applicant must reside in the Indian territory.
Age: Applicant should be above the age of 21 years.
Income: You should have a monthly source of Income for getting this card.
CIBIL Score: A good CIBIL score is required for getting this card.
Employment: Applicant should be a self-employed or salaried individual.
Documents: The applicant must provide identity proof, address proof, and income proof documents during the online application process.
Documents Required for KreditBee Virtual Card
The following documents may be required during the Kreditbee credit card online application process.
Identity proof: Identity proof such as an Aadhar Card, PAN Card, or Voter Card may be provided during the application process.
Address proof: An official record, such as an Aadhaar card, a driver’s license, or utility bills such as electricity, gas, or water bill that demonstrates the applicant’s residential address.
Income proof: Documents that prove the applicant’s income, such as salary slips, bank statements, Income Tax returns, or business-related documents.
KreditBee Card Uses
Money Withdrawal: You can transfer money from your KreditBee card to your bank account.
Online Shopping: Customers can use this card to shop anywhere online.
CIBIL Enhancement: You can increase your CIBIL score by repaying timely.
How to Apply for a KreditBee Virtual Card
If you want to know, how to get a KreditBee card. Please follow the below instructions carefully.
Step 1: Download the KreditBee app from the Google Play Store.
Step 2: Open the app and log in/sign up with your mobile number.
Step 3: On the mobile interface, You will see different types of loans, just click on KreditBee Card.
Step 4: Now click the “Check Eligibility” button.
Step 5: Enter your details like Name, Gender, PAN card, account number, etc.
Step 6: KreditBee will verify your account number by sending Rs 1 to your account.
Step 7: After account verification, You will have to sign the agreement.
Step 8: After signing the agreement, the KreditBee virtual card will be issued to you with a credit limit, which you can transfer into your bank account or shop anywhere online.
KreditBee Fee and Charges
Below are the details of KreditBee credit card charges.
| Activation Charge | Rs. 149 |
| Annual Fee | Up to Rs. 149 |
| Bank Withdrawal Free | 5% to 7% of the amount |
| Interest Rate | 20-29.95% per annum |
| Online Card Transaction | 1% of the transaction amount |
| Late Payment Charges | Bounce Charge: 100 or 3% of the due amount. Interest: 20-29% per day |
| Prepayment Charges | NIL |
KreditBee Customer Care Number
If you have queries related to the card, you can contact Kreditbee customer support team by the following methods.
KreditBee Card Customer Care Number: 08044292200
KreditBee Email Id: help@kreditbee.in
KreditBee FAQs
Q: What is KreditBee?
Ans: KreditBee is a cash loan app, where you can get KreditBee personal loans from Rs 1000 to 3 Lakh.
According to the official website, the KreditBee instant personal loan process will take just 15 minutes to complete.
After the approval of your loan application, money will be transferred to your bank account registered with the KreditBee app.
Q: What is the use of the KreditBee card?
Ans: This card has unique advantages and uses.
- You can withdraw money from your bank account with the help of this card.
- Online shopping
- You can recharge your mobile, book movie tickets, and much more.
Q: How do I repay my KreditBee card?
Ans: Follow the below steps to repay Kreditbee.
Step 1: Open your KreditBee app and choose the repayment option.
Step 2: Choose the “Repay Now” option.
Step 3: Now you will see the repayment amount and payment method (KreditBee uses payment methods like debit card/credit card/bank transfer/UPI and net banking).
Step 4: Select your payment method and click on “Continue to pay.”
Step 5: After successfully paying your loan amount, a confirmation message will be sent to your registered mobile number by KreditBee.
Q: How do I know if I qualify for KreditBee?
Ans: You can check your eligibility by the following steps.
Step 1: Open the KreditBee app and now you see a mobile interface showing different loans, click any one of the following that you desire to get.
Step 2: Click on the “Check Eligibility” option.
Step 3: After successfully entering your details like PAN, Aadhar, etc. Your eligibility status will be shown on the screen.
Q: Is KreditBee a credit card?
Ans: KreditBee card is a virtual credit card, which can be used to withdraw cash to your bank account and shop anywhere online for up to Rs. 10,000.
Q: KreditBee card which bank?
Ans: The KreditBee credit card is a RuPay debit card powered by RBL bank.
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Hello friends, I am Jony Baku and a resident of Haryana, India. I took my first step into the blogging world in 2019 and since then I have been trying to contribute in this field. I love writing and reading articles, that's why I try hard to write my articles as best as possible.