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Are you thinking of closing your Canara bank savings account for any reason including personal circumstances, dissatisfaction with the bank’s services, or relocation, it is essential to understand the account closure process completely.
Canara Bank, one of the leading banks in India, provides a hassle-free procedure for account closure to its customers.
In this article, We’ll walk you through the process of creating a powerful Canara bank account close application using 5 real examples.
Understanding the Need for Canara Bank Account Closure
Closing a bank account could be done due to various reasons. It can be the result of an account consolidation, a change of address, or unhappiness with the services.
Your reason may vary but it’s important to take the right steps for seamless closing of your account and prevent any inconvenience.
Canara Bank Account Closing Letter Format
To
Bank Manager,
Canara Bank,
[Bank Address]
[City, State, PIN Code]
[Date: Date/Month/Year]
[Subject: “Here, You have to write the subject of your application”.]
[Dear Sir/Madam]
[In the first pharagraph of your application, write a solid reason to close your bank account.]
[After writing a valid reason for account closure, Give a thanks to the bank manager for his/her valuable time and work.]
[Thank You,]
[Yours Sincerely,]
Name: [Write your name here]
Account Number: [Write your Savings/Current Account Number]
Mobile Number: [Your Mobile Number]
Canara Bank Account Close Application
For a better understanding of an account close application, we will now share with you 5 samples of Canara bank account closing letter, each with a unique set of circumstances.
Sample 1: Canara Bank Account Close Application (Due to Transfer)
To,
The Branch Manager,
Canara Bank,
Manoharpur, Jharkhand
Date:- Date/Month/Year
Subject:- Canara Bank Account Close Application
My name is Preetam and I have to inform you that I want to close my savings account (Account Number: XXXXXXXX4012) because I have been transfered to Odisha which is my home town.
I have attached some additional documents with this application to fasten the closure process.
Kindly assist me in the account closure process. I will be very thankful of you for your kind support.
Thanks You,
Yours Sincerely,
***Please Sign Here***
Name: Preetam
Account Number: XXXXXXXX4012
Mobile Number: XXXXXXXX35
Email Id: preetamxxxx@gmail.com
Sample 2: Canara Bank Account Close Application in English (Due to multiple bank accounts)
To,
The Branch Manager,
Canara Bank,
Ranchi, Jharkhand
Date:- Date/Month/Year
Subject:- Bank Account Close Application
I am writing to inform you that I want to close my existing savings account, which has been active in your esteemed bank branch for the last 5 years. I have made this harsh decision due to my multiple savings accounts.
I am grateful for the five years of support I have received from this branch’s authorities, as well as for the chance I have had to visit this branch during that time.
Please close my account at earliest and send my account closure information via WhatsApp or mail, I would be thankful to you for this great work.
Yours Sincerely,
***Please Sign Here***
Name: Birender
Account Number: XXXXXXXX2389
Mobile Number: XXXXXXXX90
Email Id: birenderxxxx@gmail.com
Sample 3: Canara Bank Account Closing Letter (Closing Joint Accounts After Divorce)
To,
The Branch Manager,
Canara Bank,
Jamshedpur, Jharkhand
Date:- Date/Month/Year
Subject:- Bank Account Close Application
I’m formally requesting in this letter that my joint accounts with my ex-wife, Preeti, should be closed following our divorce.
We must immediately cut our financial ties between us, as the court has also delivered its final ruling in this case.
Below are the details of the joint accounts to be closed:
- Account Number: XXXXXXXX2754
Account Type: Savings Account
I’ve included the required paperwork, including a copy of the divorce decree that officially separates Preeti and me as a married couple, to help with the closure process.
I’ve also attached the required documents like copy of the divorce decree, photocopy of account passbook and PAN card.
Please take swift measures to terminate our joint account. I will be grateful to you that my request has been carefully considered.
Yours Sincerely,
***Please Sign Here***
Name: Santosh
Mobile Number: XXXXXXXX37
Email Id: santoshxxxx@gmail.com
Sample 4: Canara Bank Account Closing Letter (Inactivity or Unused Account)
To,
The Branch Manager,
Canara Bank,
Digwadih, Jharkhand
Date:- Date/Month/Year
Subject:- Bank Account Close Application
I have a savings account in your bank branch from the past 5 years. This account has been inoperative from the last 2 years that’s why I want to close this account.
I have also attached some additional documents like Aadhar and PAN along with this application to speed up the account closure process.
Kindly provide me an update about the closure via mail or mobile. I would like to thank you for this matter.
Yours Sincerely,
***Please Sign Here***
Name: Rohtash
Account Number: XXXXXXXX2756
Mobile Number: XXXXXXXX34
Email Id: rohtashxxxx@gmail.com
Sample 5: Canara Bank Application (Due to High Fees)
To,
The Branch Manager,
Canara Bank,
Bero, Jharkhand
Date:- Date/Month/Year
Subject:- Bank Account Close Application
I have a current account in your bank branch from the last 1 year. I want to close this current account due to high fees charged by your bank.
I have tried my best to solve the issues related to high fees but no satisfactory answer wasn’t provided from your end.
I have paid all the fees associated with my account to accelerate the closure process. Kindly close my account as soon as possible. I will be very grateful to you if you confirm account closure via WhatsApp or Mail.
Thank You,
Yours Sincerely,
***Please Sign Here***
Name: Mithun
Account Number: XXXXXXXX4583
Mobile Number: XXXXXXXX35
Email Id: mithunxxxx@gmail.com
Conclusion
If you follow the bank’s policies and procedures, closing a Canara Bank account is a simple process. By understanding the applications involved in this article, you can ensure a smooth and hassle-free experience for your Canara bank account closure.
Frequently Asked Questions (FAQs)
- Can I reopen a closed Canara Bank account?
Yes, you can reopen a closed Canara Bank account by submitting a written request for reactivation along with the necessary documents. - How long does it take for an account to be closed?
The account closure process typically takes 7-10 working days from the date of submitting the request, subject to verification and clearance of dues. - Will my credit score be affected by closing my account?
Closing a bank account does not directly impact your credit score. However, it’s essential to ensure that all outstanding dues are cleared to avoid any negative consequences. - Can I close a joint account individually?
Yes, you can close a joint account individually by providing written consent from all account holders or by furnishing relevant legal documents, depending on the bank’s policies.
Hello friends, I am Jony Baku and a resident of Haryana, India. I took my first step into the blogging world in 2019 and since then I have been trying to contribute in this field. I love writing and reading articles, that's why I try hard to write my articles as best as possible.
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