Get Free Maternal Benefits Under the Janani Suraksha Yojana

Janani Suraksha Yojana was started on 12 April 2005 by the former Prime Minister of India Manmohan Singh. Under this scheme, a poor pregnant woman who gives birth at a government hospital receives free medical treatment as well as financial assistance.

What is the Janani Suraksha Yojana?

Janani Suraksha Yojana is an important scheme being run under the National Rural Health Mission of the Government of India to reduce the mortality rate of pregnant women and their newborn babies.

The main objective of launching this scheme is to promote institutional delivery among pregnant women, provide them with free treatment before and after the delivery, and also a fixed financial assistance to deal with uncertain circumstances.

Financial Assistance Under Janani Suraksha Yojana | JSY Scheme Amount

Under the Janani Suraksha Yojana, the states of India have been divided into 2 Parts. Based on these 2 parts, the financial assistance of this scheme is distributed.

1. The first part includes those states in which the rate of institutional delivery is very low. Such states are called Low Performing States (LPS), examples of which are Uttar Pradesh, Uttaranchal, Bihar, Jharkhand, Madhya Pradesh, Chhattisgarh, Assam, Rajasthan, Odisha and Jammu and Kashmir.
2. The second part includes those states in which the rate of institutional delivery is high. Such states are called High Performing States (HPS). All the states of India except the states given in the first part are examples of High Performing States (HPS).

The amount received under the Janani Suraksha Yojana is divided between the pregnant woman and the ASHA Worker, which you can easily understand based on the table given below.

1. For Rural Areas

2. For Urban Areas

The objective of Janani Suraksha Yojana

• The main objective of Janani Suraksha Yojana is to promote institutional delivery (where the child is born in a medical institution).
• To the maternal and infant mortality rates.
• Providing equal rights to women.
• Providing high-quality free medical care to women during childbirth.
• To provide a fixed amount of financial assistance to poor women to deal with the expenses incurred during delivery.

Benefits of Janani Suraksha Yojana

• Focus on Poor Women: This scheme focuses especially on poor women so they do not face health issues and financial hardship during delivery.

• Incentives to ASHA Workers: Under this scheme, incentives are given to ASHA workers so that they can encourage poor women to get their deliveries done in medical institutions.

• Financial Assistance to Pregnant Women: This scheme provides a fixed amount of assistance to poor pregnant women so that they can easily bear the expenses incurred during their delivery.

• Reducing Maternal and Infant Mortality: Hospitalizing pregnant women substantially reduces the risk of maternal and infant deaths.

• Restrictions on the Number of Children to Avail the Benefit: Initially, the benefit under the Janani Suraksha Yojana was given only to two children but now this limit has been removed.

• Assistance During Pregnancy: ASHA workers working under this scheme provide complete assistance to pregnant women before and after delivery such as providing medicines on time, informing about vaccination, etc.

• Free Treatment and Medicines: Women covered under Janani Suraksha Yojana are treated free of cost and are given free medicines from time to time.

• C-Section: If due to any reason normal delivery of the woman is not possible then free cesarean delivery is done for pregnant women under this scheme.

• Free Ration: After cesarean delivery, the mother and child are hospitalized for three to four days, during which they are given free medicines and food.

• Free Ambulance Facility: Pregnant women are provided free ambulance facility from home to hospital and vice versa.

• Extra Benefits: Apart from the benefits received under this scheme, an amount of ₹5000 is given to pregnant women under the Pradhan Mantri Matru Suraksha Yojana (PMMVY).

Eligibility for Janani Suraksha Yojana

To avail of benefits under Janani Suraksha Yojana, pregnant women must fulfill the following eligibility criteria!

• Age of the Woman: The pregnant woman must be at least 19 years of age.
• BPL Families: Women who come from poor BPL families are eligible for this scheme.
• Exemption on 2-child Limit: If women give birth to more than 2 children, they will still be eligible for this scheme.
• SC/ST Women: All the Scheduled Caste and Scheduled Tribe women of the country who get their delivery done in any government institution of the country will be eligible for this scheme.

If a woman is eligible for Janani Suraksha Yojana but has got her delivery done from a private hospital, then in such a situation, the woman will only be eligible for cash entitlement.

Documents required for Janani Suraksha Yojana

• Aadhaar card of both husband and wife
• BPL Card
• SC/ST Certificate
• Mother-Child Protection Card
• Photocopy of bank account
• Mobile number

Janani Suraksha Yojana Apply Online

To register under the Janani Suraksha Yojana, you do not need to go anywhere else! You just have to inform the ASHA worker about your pregnancy. After this, whatever online process is there, is completed by the ASHA worker.

Role of ASHA Worker

ASHA Worker plays a very important role in making this scheme successful, details of some of their main responsibilities are as follows.

• Selecting pregnant women as beneficiaries and helping in the registration process.
• Helping pregnant women in collecting necessary documents.
• Providing women with information about various sorts of injections and assisting in their immunization at times.
• Encouraging pregnant women to have their deliveries done in government institutions.
• Assist in selecting government institutions for delivery.
• Taking the pregnant woman to a government institution on time and ensuring her delivery.
• Encouraging the mother to breastfeed within 3 hours of birth.
• Assisting in discharging the woman from the hospital.
• Arranging for 14-week vaccinations for your newborn.
• Informing ANM (Auxiliary Nurse and Midwife) or MO (Medical Officer) about the death of the newborn or mother

Conclusion

Janani Suraksha Yojana is no less than a boon for pregnant women because with this scheme not only do poor pregnant women get good medical treatment during pregnancy but their child is also born in a clean and hygienic environment.

With the additional financial assistance provided in the form of money, these women can easily face any kind of financial hardship before and after the delivery.

FAQs related to Janani Suraksha Yojana

Jony Baku

Administrator at Finance Expert | Finance Expert

Hello friends, I am Jony Baku and a resident of Haryana, India. I took my first step into the blogging world in 2019 and since then I have been trying to contribute in this field. I love writing and reading articles, that's why I try hard to write my articles as best as possible.